Insurance Coverage for Generative AI Risks: Legacy, Cyber, and New Specialty Policies; Emerging Exclusions
Recording of a 90-minute CLE video webinar with Q&A
This CLE webinar will discuss first- and third-party claims that arise from the use or incorporation of generative AI into business processes or products. The panel will consider the types of losses that might occur, potential causes of action against users and developers, and the potential sources of insurance coverage under legacy policies, under specialty policies for AI or cyber, and the proliferation of AI exclusions.
Outline
- Types of losses or claims
- Coverage options under legacy policies
- Coverage under specialty policies
- Emerging exclusions
Benefits
The panel will consider these and other important issues:
- How are insurance policies adapting to AI risks?
- What exclusions or limitations in standard policies can leave AI losses uncovered?
- How are insurers defining AI?
Faculty

Brendan Bernicker
Principal
Bernicker Law
In Mr. Bernicker's transactional and advisory practice, he has assisted startups, small businesses, and nonprofits... | Read More
In Mr. Bernicker's transactional and advisory practice, he has assisted startups, small businesses, and nonprofits with a range of matters, including incorporation, mergers & acquisitions, trademark clearance & registration, and data privacy. He has also advised individuals, including professional athletes in the United States and England, on immigration, estate planning, and tax matters. As a litigator, Mr. Bernicker has represented people in civil, criminal, and administrative proceedings at every level, from trials in county courts to appeals in the Supreme Court of the United States. He is licensed to practice law in Pennsylvania and the District of Columbia and to represent people before federal agencies, the U.S. Courts of Appeals for the First, Second, and Sixth Circuits, and the U.S. District Court for the District of Columbia. He is also qualified to advise clients on English law.
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Marialuisa S. Gallozzi
Partner
Covington & Burling
Ms. Gallozzi has helped for-profit and nonprofit policyholders develop and execute efficient and practical insurance... | Read More
Ms. Gallozzi has helped for-profit and nonprofit policyholders develop and execute efficient and practical insurance recovery strategies. As lead counsel, she has helped secure over half a billion dollars for high-value first-party losses and third-party liabilities. In addition to representing policyholders in insurance claims, Ms. Gallozzi also advises policyholders in placing and tailoring insurance coverages for unique risks, transferring risk in contracts and transactions, and preparing for and managing crises.
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Jeffrey J. Meagher
Partner
K&L Gates
Mr. Meagher concentrates his practice on insurance coverage and complex commercial litigation in the energy,... | Read More
Mr. Meagher concentrates his practice on insurance coverage and complex commercial litigation in the energy, manufacturing, healthcare, financial services, and technology sectors. He has broad litigation and arbitration experience. In the insurance coverage area, Mr. Meagher represents corporate policyholders seeking coverage under many different types of insurance policies. In the commercial litigation area, he represents both plaintiffs and defendants in disputes arising out of a wide variety of commercial transactions. In addition to his core practice areas, Mr. Meagher represents pro bono clients seeking Protection From Abuse orders, and he has represented the Women’s Center and Shelter of Greater Pittsburgh. He is also Chair of the firm’s Artificial Intelligence Litigation Working Group and acts as Assistant General Counsel for the firm.
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